Insurance underwriters (NOC 1313)

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Changes have been made to the method for estimating job prospects per occupation. To better reflect the reality of the job market and the new method of estimation, the prospect diagnostics have been modified. Thus, the possible diagnostics are now excellent, good, limited and not published. For more information about the meaning of each diagnostic, see the glossary.
Estimated hourly wage
in Québec (2017-2019)
Minimum 17.95$
Median 29.23$
Maximum 46.70$
Job prospect
(2019-2023)
Employment in 2018
2,500
Skill level
Technical (usually a college or secondary school vocational diploma)

Nature of work

Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. Insurance underwriters are employed at head and branch offices of insurance companies.

Main duties

  • Insurance underwriters perform some or all of the following duties:
  • - Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance
  • - Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible
  • - Approve sale of insurance policies and ensure compliance with government regulations
  • - Continued…
  • - Provide recommendations on individual or group insurance plan designs
  • - Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel
  • - Prepare underwriting reports and update insurance forms when necessary.

Employment requirements

  • * Completion of secondary school and some general insurance experience or A bachelor's degree, college diploma or some post-secondary education is required.
  • * Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.

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